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Privacy Policy

About BestRehabLoans.com

BestRehabLoans.com is an online service of Real Connects LLC, a company whose business is educating consumers and providing software and services focused in the real estate, home renovation, construction and mortgage loan industries.

BestRehabLoans.com provides information and resources to homeowners who are interested in purchasing and renovating a home, or remodeling an existing home. The site outlines significant differences between traditional mortgage financing and renovation financing. In most cases, mortgage financing is a key aspect of a successful renovation project.

BestRehabLoans.com is not a financial institution, mortgage lender or mortgage broker, but does connect consumers to lenders that may compete for their business across a variety of loan types. Like when seeking specific medical or legal advice or opinion, BestRehabLoans.com encourages you to seek the counsel of a mortgage loan specialist who is best-qualified to answer specific questions and guide you through the loan process. Many quality financial web sites provide timely mortgage information and services but few, if any, focus on renovation loan financing. BestRehabLoans.com, developed by mortgage professionals, aims to fill that void by providing industry-specific information and resources that you may find helpful. Also, upon request, BestRehabLoans.com will connect you with a mortgage loan specialist who can assist and guide you through the process.

Privacy Policy

Your Privacy is Important to Us. At BestRehabLoans.com, your privacy is our chief concern. We understand that you entrust us with your private and financial information to help us match you with a mortgage and/or real estate professional who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will BestRehabLoans.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request.

This Privacy Policy describes BestRehabLoans.com's (hereafter, BestRehabLoans) current policies and practices with regard to personal data collected by BestRehabLoans through this web site. The term "personal data" refers to personally identifiable information about you, such as your name, e-mail address or mailing address, and any other specific information that is identified with you personally.

Use of Personal Data - The only personal data BestRehabLoans currently collects is the information you provide when you use an email link or the other areas on our site where you can choose to enter both personal and non-personal information. BestRehabLoans may use the information you provide to respond to an email inquiry or, upon request, connect you with a mortgage loan specialist or other real estate professional in our network. BestRehabLoans may use this information to help us better understand our customers and markets, improve content and functionality and improve our overall service. BestRehabLoans may use this information to contact you in the future to tell you about products and services we believe may be of interest to you such as home improvement, construction, mortgage finance, or other real estate-related produced by BestRehabLoans and/or its affiliates. If we do so, each communication we send you will contain instructions permitting you to "opt-out" from receiving future communications.

Anonymous Data - In addition to the information you provide when using our site, BestRehabLoans may use technology to collect anonymous information about the use of our web site. For example, we may use technology to track how many visitors access our site, the date and time of their visit, the length of their stay, and which pages they view. We may also use technology to determine which web browsers our visitors use and the address from which they accessed our site (for example, if they connected to BestRehabLoans by clicking on one of our banner ads or linking through one of our affiliates). This technology does not identify you personally. It simply enables us to compile statistics about our visitors and their use of our site.

Disclosure of Your Personal Data – At your request, BestRehabLoans may transfer some or all of the personal data collected via the site to mortgage loan specialists in our network who may use this data to provide mortgage services to you. It is recommended you review the Privacy Policy statements of the lenders in our network in order to understand their data collection practices and policies. Additionally, there may be other limited circumstances in which BestRehabLoans may share or transfer the personal data in our databases - for example - to comply with a legal requirement, for the administration of justice or in the event of a corporate sale, merger, reorganization, dissolution or similar event.

Children - BestRehabLoans does not knowingly collect personal data from children under the age of eighteen (18). If you are under eighteen, please do not give us any personal data. If you have reason to believe that a child has provided personal data to BestRehabLoans, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Sites - BestRehabLoans may contain hyperlinks to web sites that are not operated by BestRehabLoans or one of our affiliates. BestRehabLoans is not responsible for the content of any linked site or any link therein, or any changes or updates to the sites listed in this section. These linked sites are not under the control of BestRehabLoans. Inclusion of any link in this section is strictly for convenience, reference and resource and does not imply any endorsement by BestRehabLoans of the site. Furthermore, linking to these sites is not meant to be, nor should be interpreted as, a representation or warranty of any kind or an assumption of liability by BestRehabLoans with respect to the products and services offered by these sites. BestRehabLoans does not control these sites and is not responsible for their data practices. We urge you to review the Privacy Policy posted on any site you visit before using that site or providing any personal data about yourself.

Notification of Changes - BestRehabLoans is continually improving and adding new functionality and features to this site. Because of changes in the law and the changing nature of technology, our data practices may change from time to time. If and when our data practices change, BestRehabLoans will post the changes in this section. We encourage you to check this page frequently. This policy was last updated on June 29th, 2005.

Governing Law - This Privacy Policy forms part of our terms and conditions and as such shall be governed by and construed in accordance with the laws of the State of Washington.

Questions - If you have any questions about this Privacy Policy or concerns about the way BestRehabLoans processes your personal data please contact us at: info@bestrehabloans.com.

Terms of Use

General Use Terms

BestRehabLoans.com (hereafter, "BestRehabLoans") provides information focused on home renovation and mortgage finance. BestRehabLoans is not a financial institution, mortgage banker, or mortgage broker. BestRehabLoans does not provide mortgage products or services to our users. Upon request, BestRehabLoans may connect you with a mortgage loan specialist within our network. BestRehabLoans does not charge a fee to you for this service. In order to provide a factual and accurate snapshot to the mortgage loan specialist, BestRehabLoans gives you the opportunity to provide information such as: project data, personal financial data and personal contact information in the relevant section of the site. BestRehabLoans does not require you to provide sensitive information such as social security numbers or bank account information. The Lender may subsequently request more specific information from you as part of a formal loan application process. See the Privacy section on this page for details about the data security and encryption technology the BestRehabLoans site utilizes. NOTE: Submission of your data constitutes acceptance to these terms of service and by doing so the user waives all claims.

Privacy and Data Security

BestRehabLoans utilizes Secure Socket Layer 128-bit encryption technology from GoDaddy.com, the most advanced and secured encryption technology available. This ensures a high degree of confidentiality and privacy. BestRehabLoans will never jeopardize the integrity of the data submitted by or compromise the privacy of our users. You should provide additional information to the Lender at your discretion. Once you provide additional information to a Lender it is subject to those Lenders' privacy policies.

BestRehabLoans does not distribute nor sell any personal information we gather about borrowers to any individuals or entities under any circumstances, unless we are authorized to do so. To the extent permitted by law, we may also share your personal information if we believe it is necessary to comply with the law, to enforce or apply our Terms of Use, or to protect the rights, property, or safety of BestRehabLoans, our employees, affiliates, and users. We reserve the right to share information with anyone outside of our network if we are mandated to do so by law or court order.

BestRehabLoans may share certain anonymous demographic data with our Lenders and other third parties for market research and advertising purposes. This information is anonymous and does not include personal identifying information. BestRehabLoans does not permit list brokers, mail-order businesses, telemarketers, or other marketing firms to contact you to promote their services or products, and we do not sell, lend, or give out your information for this purpose.

Change of Terms of Use

We reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of this site following the posting of any changes will mean you accept those changes.

Waiver of Liability

By use of the BestRehabLoans site, you agree that BestRehabLoans shall not be responsible or liable in any manner for any of the products, services, information or other materials (collectively, "Information") provided, displayed, made available or otherwise obtained by you as a result of your use of the BestRehabLoans site including, without limitation, any loan recommendations or quotes, agent or broker referrals, applications, pre-qualifications, approvals or rejections, loan or interest rate analyses or any other results or proceeds from the use of this site or other sites linked to, or affiliated with, this site and you hereby irrevocably waive any claims against BestRehabLoans arising out of your use of this site or other sites linked to, or affiliated with, this site. Nothing on this site is or shall be construed as an offer, acceptance, promise or other representation by BestRehabLoans to make a specific loan or that any participating lender will make any loan for any particular purpose or on specific terms.

Under no circumstances shall BestRehabLoans be liable to you or anyone else for any inaccuracies, errors or omissions, or delays with respect to any Information (or the transmission or delivery of all or any part thereof) provided, displayed, made available or otherwise obtained by you as a result of your use of the BestRehabLoans site or any other sites linked to, or affiliated with, the BestRehabLoans site or for claims, costs, losses or damages of any kind resulting or arising from the use of such Information and you hereby irrevocably waive any claims against BestRehabLoans arising out of your use of this site or other sites linked to, or affiliated with, this site. You are entirely responsible for independently verifying and approving the results, accuracy, adequacy, completeness, validity, enforceability and quality of any such Information and we do not guarantee, verify or make any representations or warranties with regard to the same.

Disclaimer

The information provided on this site is provided "as is" and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, BestRehabLoans disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. BestRehabLoans does not warrant or make any representations regarding the use or the results of the use of the information on our site or any linked site in terms of their correctness, accuracy, reliability, or otherwise. BestRehabLoans does not warrant that the functions on our site will be uninterrupted or error-free, that defects will be corrected or that our site or the servers that make such information available are free of viruses or other harmful components.

Limitation of Liability

Under no circumstances, including but not limited to any causes of action (whether in contract, tort [including, but not limited to, negligence] or otherwise), shall BestRehabLoans be liable for any direct, indirect, incidental, special, or consequential damages (including but not limited to damages for loss of business profits, business interruption, loss of programs or information, and the like) resulting or arising from the use of this site or the information, materials or functions provided on this site or any linked site.

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THESE TERMS OF USE